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Fena logo

Fena

United Kingdom flag United Kingdom
Updated: Mar 20, 2026
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About Company

We help hundreds of UK businesses cut card fees by up to 85%, offer instant settlement for improved cash flow, eliminate chargebacks and fraud, and enable 20-second transactions without typing card details, all while working alongside existing payment setups with zero monthly fees or integration costs.

Supported Industries

Airlines

Alcoholic beverages

Apparel & Fashion

Attorneys/law firms

Auto sales

Automotive

Bars & restaurants

Beauty, skin & hair care

Books, magazines & newspapers

CBD & Cannabis products

Charities

Computer software

Cryptocurrency exchange and trading

Dropshipping

Edtech

Events & Tickets

Furniture stores

Gambling (betting, casinos & poker)

Gaming, skill games

Insurance

Luxury Goods & Jewelry

MSBs and money remittance

Nutraceuticals

Online education

Payments

Pet/Pet Tech

Pharmaceuticals

Tobacco products and electronic cigarettes

Travel & vacation services

Video games

Vitamins and supplements

Serviceable Regions

North-West Europe

Accepted Payment Methods

Deposit
ApplePay logo ApplePay Google Pay logo Google Pay
Withdrawal
ApplePay logo ApplePay Google Pay logo Google Pay

Platform Features

AML and KYC Compliance

Third-party AML & KYC integrations Transactions AML Monitoring & KYC Verification

Checkout

Email receipts Checkout / Hosted Payment Page One-click Payments Payment links

Crypto

Fiat-to-crypto onramp

Data

Data Exports (to CSV or XLS format)

Dispute Management

Chargeback Alerts Disputes & Chargebacks Management

Fee & Discount Management

Discounts Management Fees Management (Rule based)

Fraud Prevention

3D Secure v1 Authentications 3D Secure v2 Authentications AI/ML-driven Fraud Detection Anti-Fraud Detection Third-party risk scoring integrations Rule-based fraud management Smart blacklisting

Integration Tools

PCI Host-to-host payments Server-side SDKs Shopping Cart Plugins

Merchant Management

Merchant Onboarding (KYB) management White-label Merchant Portal

Payment Channels

In-App Payments In-Game payments In-person payments (POS Solutions) In-Platform Payments Mobile payments Online checkout payments Phone-Based payments

Payment Flows

Bank transfers Credit and debit card payments Digital wallet payments Online banking payments Prepaid card payments

Payment hub

MID Balances syncronization PSP health monitoring Third-party Payment Provider Integrations

Payment Scenarios

P2P Payments Partial/Bulk Payments Split Payments Two-step payments (Delayed Capture)

Payouts

Instant card payouts

Reconciliations

Merchant Transaction Reconciliations PSP MID Balance Reconciliations PSP Transaction Auto-Reconciliations PSP Transaction Manual Reconciliations

Refunds

Fully refunds Partial refunds

Reporting

Alerts Management Key Metrics Dashboard Predefined Reports Third-party Accounting tools integrations

Routing

Balance based routing Fallback & Cascading Routing Load balancing routing

Subscriptions & Billing

Payment Invoicing (email pdf invoices) Recurring Payments Subscriptions Customer Portal Subscriptions Management

Taxes

Dynamic Tax Rates Tax ID validation Tax Management (VAT)

Tokenisation

Address Verification Service (AVS) Network Level Tokens Secure Token Storage

Supported Currencies

Transaction Currencies

National
GBP

Settlement Currencies

National
GBP

Professional Licenses

Financial Conduct Authority Financial Conduct Authority

Supported Card Networks

American Express logo American Express Discover logo Discover JCB logo JCB MasterCard logo MasterCard UnionPay logo UnionPay Visa logo Visa