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XAPO logo

XAPO

Gibraltar flag Gibraltar
Updated: Mar 20, 2026
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About Company

Xapo Bank is the first Bitcoin-enabled bank in the world to fully integrate traditional finance with crypto. Our members can benefit from the safety of a US Dollar bank account and the flexibility of blockchain payments, all in one powerful app. They can secure and grow their wealth in their Xapo Bank account with 4.1% annual interest on their USD deposits and 1% on their Bitcoin holdings, both paid out daily*. On top of that, they can enjoy seamless, fast, and low-cost transactions through international payment networks and blockchain rails. Our mission is to provide our members with the best crypto-native banking experience that is secure, accessible and flexible. Because we believe that financial security is a right, not a privilege, and should be within reach of every individual.

Supported Industries

Banking

Cryptocurrency exchange and trading

Currency exchange

Serviceable Regions

North America
North-West Europe

Accepted Payment Methods

Deposit
Bank Transfer logo Bank Transfer
Withdrawal
Bank Transfer logo Bank Transfer

Platform Features

Crypto

Crypto offramp payouts Fiat-to-crypto onramp

Payment Flows

Cryptocurrency payments

Payouts

Crypto Payouts

Supported Currencies

Settlement Currencies

National
USD

Supported Card Networks

MasterCard logo MasterCard Visa logo Visa