Zru

Spain

Updated: Mar 20, 2026

Company Overview & Analysis

Zru is a modern payment infrastructure that helps merchants orchestrate, manage, and scale their payments from a single platform. Through one integration, Zru connects businesses to over 200 payment providers, PSPs, and methods, including wallets, tokenization, and 3DS solutions, giving full control over how each transaction is processed.

Services

Payment Providers

Card Processing Services

Payment Technologies

3D Secure MPI Services

Payment Technologies

API Aggregation

Payment Technologies

Payment Orchestration Platforms

Payment Technologies

Payment Tokenization Services

Payment Technologies

Payment Reconciliation Services

Payment Technologies

White-label Payment Solutions

Business Support

Payment Management Services

Supported Industries

Advertising and Affiliate marketing

Airlines

Apparel & Fashion

Attorneys/law firms

Auto sales

Automotive

Banking

Bars & restaurants

Beauty, skin & hair care

Books, magazines & newspapers

Building materials & equipment

Business opportunities

Business services

Car rentals

Computer software

Cryptocurrency exchange and trading

Currency exchange

Debt collections

Dropshipping

Edtech

Electronics and household appliances

Energy & natural resources

Essay writing service

Events & Tickets

Ewallets

Food delivery

Food stores

Gambling (betting, casinos & poker)

Gaming, skill games

Health and beauty

Insurance

Lodging accommodations

Luxury Goods & Jewelry

Nutraceuticals

Online education

Payments

Pet/Pet Tech

Pharmaceuticals

Retail, non-specialised

Telecommunications

Travel & vacation services

Video games

Vitamins and supplements

Webservices

Serviceable Regions

Central America

MENA

North America

North-West Europe

Persian Gulf countries

South America

South-Central Asia

South-East Europe

Accepted Payment Methods

Deposit

AliPay

ApplePay

Google Pay WeChat Pay logo

WeChat Pay

Withdrawal

AliPay

ApplePay

Google Pay WeChat Pay logo

WeChat Pay

Platform Features

Checkout

Checkout Editor (Branding & Customization) Email receipts Checkout / Hosted Payment Page One-click Payments Payment links

Data

Data Exports (to CSV or XLS format)

Fee & Discount Management

Discounts Management

Fraud Prevention

3D Secure v1 Authentications 3D Secure v2 Authentications Smart blacklisting

Integration Tools

PCI Host-to-host payments Mobile SDKs (iOS, Android) Server-side SDKs Shopping Cart Plugins

Payment Channels

Card-not-present payments (MOTO) In-App Payments In-Platform Payments Mobile payments Online checkout payments Phone-Based payments

Payment Flows

Bank transfers Credit and debit card payments Cryptocurrency payments Digital wallet payments Installment payments (Buy now pay later) Online banking payments Prepaid card payments

Payment hub

Third-party Payment Provider Integrations

Payment Scenarios

Dynamic descriptor P2P Payments Split Payments Two-step payments (Delayed Capture) Zero-Amount Transactions

Refunds

Fully refunds Partial refunds

Reporting

Key Metrics Dashboard Predefined Reports

Routing

Balance based routing Conversion based routing Fallback & Cascading Routing Geo based routing BIN/INN based routing Rule Based Routing Volume distributed routing Load balancing routing